Forces of Nature

When the killer typhoon Ondoy visited our country almost a year ago, many of my colleagues suffered its wrath. They lost their homes, possessions and even their cars were submerged in the water. I saw pictures of it posted in FB that were all immersed in murky and muddy waters. It was very unfortunate that the damage done by the typhoon to their cars was not covered by their car insurance companies because of the Acts of God clause. They all regretted their decisions when they applied for insurance and refused to take on the one with coverage for Acts of God or Acts of Nature. It took them months before they were able to have their cars repaired and have it all running again.

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